🚛 Transportation & Trucking Financing

Transportation & Trucking Equipment
Financing

Commercial truck and fleet financing for owner-operators and fleet companies. Fast approvals, flexible terms, $25K–$2M.

Why VCG for Transportation & Trucking

Industry-Specific Expertise

Transportation financing is all about cash flow timing. Equipment pays for itself through the loads it hauls, but payment timing doesn't always align with fuel costs, maintenance, and driver pay. We've structured hundreds of transportation equipment transactions and understand fleet economics from a single owner-operator to multi-truck operations.

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Our Approach

From Owner-Operators to Full Fleets

Whether you're financing your first semi or expanding a fleet to 50 units, we have structures that work. We understand per-mile economics, route revenue, and how equipment age affects both value and reliability.

What We Finance

Equipment We Fund

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Semi Trucks & Tractors

Class 8 sleepers and day cabs, vocational trucks, and specialty tractors for any freight application.

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Trailers

Dry van, reefer, flatbed, step-deck, lowboy, tanker, and specialty trailers of all configurations.

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Medium-Duty Trucks

Class 4–7 trucks for local delivery, utility, and regional distribution applications.

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Work Trucks

Dump trucks, flatbed trucks, crane trucks, and specialty vocational vehicles.

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Buses & Coaches

School buses, charter buses, transit vehicles, and shuttle buses for any commercial application.

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Fleet Upgrades

Financing for GPS, ELD, and technology upgrades across existing commercial fleets.

Common Questions

Transportation & Trucking Financing FAQs

Do you work with owner-operators? +
Yes. Owner-operators are a significant part of our book. We evaluate your driving record, CDL status, freight contract or spot market history, and the equipment's condition.
Can you finance used trucks? +
Absolutely. We finance trucks of varying age and mileage based on condition, market value, and the borrower's profile. High-mileage trucks can qualify with the right documentation.
How long does funding take? +
Most transactions fund within 2–5 business days of approved credit and signed documents. We've funded same-day when the situation required it.

Ready to Finance Your
Transportation & Trucking Equipment?

24-hour approvals. Flexible terms. A team that understands your industry.